Reverse Mortgage Appraisals

Financial & Lending

Reverse Mortgage Appraisals

Reverse mortgages let older homeowners tap their equity, and lenders require a current valuation. We provide residential valuations for reverse mortgage transactions in the Greater Orlando Area.

What This Service Involves

A reverse mortgage is a loan that allows older homeowners to convert part of their equity into cash without selling the home. Because the loan is secured by the property, the lender typically requires an independent opinion of the property's current market value.

An appraisal for a reverse mortgage provides a supported opinion of a residential property's market value as of a current date. It is one input the lender uses; it does not guarantee loan approval or determine the loan amount.

This is a residential real estate valuation. We do not make loans, set loan terms, or guarantee that a homeowner-ordered report will satisfy a lender's requirements. Reverse mortgage eligibility and program requirements should be confirmed with your lender.

When Someone May Need It

You are pursuing a reverse mortgage and the lender requires a current appraisal.

A lender has ordered a reverse mortgage appraisal through their process.

You want an independent opinion of value before applying for a reverse mortgage.

  • For example, a retired homeowner is exploring a reverse mortgage and the lender orders an appraisal to support the transaction.
  • For example, a homeowner wants an independent value opinion to understand their equity before applying.

What the Analysis Considers

The factors considered depend on the agreed scope of the assignment and the information available. Relevant considerations may include:

  • Property type, size, layout, condition, and improvements
  • Comparable sales and current local market conditions
  • The property rights being appraised
  • The intended use of the appraisal and intended users
  • The effective (current) date of the valuation

Information That May Help

Not every item below is required for every assignment. These are examples of information that can help move your request forward. Please do not send sensitive legal or financial records through the general inquiry form on this page.

  • The property address
  • The intended use of the appraisal (reverse mortgage)
  • Who the intended users of the report are
  • Any lender requirements or ordering instructions
  • The desired completion date

How the Assignment Works

  1. 1

    Scope confirmation

    We confirm the intended use, intended users, and any lender requirements before work begins.

  2. 2

    Information collection

    We gather property details and any lender-provided instructions.

  3. 3

    Inspection when applicable

    An interior and exterior inspection may be performed depending on the agreed scope.

  4. 4

    Market research and analysis

    We research comparable sales and local market conditions and apply the valuation approaches appropriate to the assignment.

  5. 5

    Report delivery

    We deliver a written, supported opinion of value consistent with the agreed scope and applicable professional standards.

Frequently Asked Questions

Find answers to common questions about our appraisal services.

We service the following Property Types

Our certified appraisers have extensive experience across a diverse range of residential properties in the Greater Orlando Area.

Single Family Residences
Condominiums / Townhomes
Custom Homes
New Construction
2-4 Unit Residential Income
Multi-Family Properties
Estates / Luxury Homes
Lake / Waterfront
Complex Assignments
Vacant Land
Manufactured
Vacation Homes

Get Started Today

Request Your Free Appraisal Quote

Please fill out the form for a quick quote, or call us directly. We'll review your property details and get back to you promptly.

407-606-4225
  • Accurate, unbiased opinion of value
  • Confident decisions backed by real data
  • Professionally defensible reports
  • Fast turnaround times — never left waiting
  • Local expertise from a true market specialist
  • Direct access to your appraiser from start to finish

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About Our Team

On Point AppraisalTrusted Real Estate Appraisal Services in Orlando

Jeremy Turner — Senior Appraiser

Greater Orlando Area Certified Residential Appraiser License #3005430 15+ Years Experience

Meet Jeremy Turner

I'm Jeremy Turner, senior appraiser at On Point Appraisal. Real estate appraisal isn't just a job for me; it's something I'm genuinely passionate about. I've appraised homes and properties across the Orlando Metro market, and I've seen firsthand how much accurate valuations matter when people are making major decisions about their property.

I've built my career on precision, transparency, and deep local market knowledge. My work spans a wide range of assignments, private appraisals for trust and estate purposes, divorce, bankruptcy, probate, tax appeals, pre-listing decisions, and more, for property owners, real estate professionals, attorneys, financial institutions, and other clients who need valuations they can stand behind.

Every market is diverse, and no two properties tell the same story. I've appraised everything from single-family homes to luxury estates, historic properties, and homes in neighborhoods where values are shifting fast. I take pride in understanding what makes each one unique.

What sets me apart is a hands-on approach. I don't just run the numbers, I inspect every property myself, evaluate its specific features, and place it in the context of the local market. The result is an appraisal that's detailed, defensible, and gives you real confidence in your decision.

Our Commitment

At On Point Appraisal, professionalism and integrity are the foundation of everything we do. We deliver accurate, well-supported valuations with competitive rates and efficient turnaround. No assignment is too large or too small. That commitment is what's built lasting relationships with clients throughout the Orlando Metro area.

Give us a call today with any questions you may have at: 407-606-4225

Client Reviews

What Our Clients Have To Say

"Jeremy was very personable and professional. He arrived on time explained what he was going to do and finished in a timely manner. I would definitely recommend him to anyone who needs an appraiser."

ML

Mark L.

3 Months Ago

Verified Customer

"Jeremy was very professional and prompt. He answered all of my questions and made me feel at ease. He did a very detailed appraisal. Would recommend On Point Appraisal without hesitation."

PB

P B

10 Months Ago

Verified Customer

"Just had an experience with Jeremy from On Point Appraisal. I would highly recommend their service. Jeremy was very pleasant on the phone for my appraisal request and came out to see property very quickly. He again was very professional, kind hearted and very easy to talk to. He made sure all our needs were met and had our appraisal back very soon. Thank you for such a great experience Jeremy!"

MJ

Michele Jarosin

11 Months Ago

Verified Customer

"Great customer service. Very quick response and the process was smooth. Was able to get an appraisal and estimate within the week. Would highly recommend."

BR

Briana Robinson

1 Year Ago

Verified Customer

Areas We Serve

On Point Appraisal provides certified real estate appraisal services throughout the Greater Orlando Area. Explore our local coverage area to learn more about appraisal services in your community.

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Need A Quick Appraisal?

Contact us today for a free, no-obligation real estate appraisal quote.